Property Finance
Finance commercial property.
Commercial property finance is assessed differently from residential — on rental yield, tenant covenants, and the strength of the asset. We structure commercial finance across lenders who actively support commercial and income-generating property in the UAE.
Who it's suitable for
Is this right for you?
- Buyers of commercial units
- Investors in retail, office or industrial space
- Owner-occupiers of commercial property
- Portfolio investors
Typical considerations
What to know
- 01Lenders assess rental income and tenant strength, not just the borrower.
- 02Commercial LTV limits are typically lower than residential.
- 03Lease terms and tenant covenants affect eligibility.
- 04Company structure may be required for some purchases.
Documentation
Indicative document checklist.
- Company documents (if purchasing via entity)
- Lease agreements and tenant details
- Property valuation
- Rental income proof
- Borrower financials
Exact requirements vary by lender. We confirm the specific documentation for your chosen lender before submission.
How TheFundsOfficer helps
Your financing representative.
We don't just submit to one bank. We compare your profile across the UAE lender market, identify those whose criteria fit, structure your application, and manage the process through to completion — with one dedicated Funds Officer as your point of contact throughout.
FAQ
Questions
How is commercial borrowing capacity assessed?+
Primarily on the rental yield relative to the loan, plus the borrower's overall financial position. We model the debt-service coverage across suitable lenders.