TFO Private · Business Capital
Raise business capital against your property.
For many UAE business owners, the most affordable source of capital is the property they already own. We structure property-backed finance for working capital, expansion, partner buyouts and refinancing — handled in strict confidence.
Who it's for
Is this right for you?
- Business owners who own residential or commercial property in the UAE
- Companies needing working capital without a traditional unsecured business loan
- Owners funding expansion, acquisitions or a partner buyout
- Owners replacing expensive short-term facilities
Good to know
What lenders look at
- 01Lenders assess the property value, existing mortgage, your income and the purpose of the funds.
- 02Loan-to-value limits for equity release are typically lower than for purchases.
- 03Secured finance is usually priced well below unsecured business lending.
- 04The property is security for the loan, so affordability must be planned carefully.
Handled in strict confidence
No lender approached without your approval
We shortlist options with you first. Your file goes nowhere until you say so.
Documents go only to the chosen lender
Your information is shared on a need-to-know basis — never circulated to the wider market.
NDA available on request
We are happy to sign a non-disclosure agreement before you share company or personal details.
FAQ
Questions
Can I use a personal property to fund my company?
In many cases, yes. Lenders will assess both your personal affordability and the purpose of the funds. We structure the case so it is presented clearly and consistently.
Is property-backed finance cheaper than a business loan?
Secured finance is generally priced lower than unsecured business lending, because the lender holds the property as security. Exact pricing depends on the lender and your profile.
Does my company need audited accounts?
Requirements vary by lender and by how your income is evidenced. We confirm the exact documents for your shortlisted lender before anything is submitted.
Confidential enquiry