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UAE property finance, explained.
Guides and articles across mortgages, buying, refinancing and commercial finance — written by our team and reviewed by our mortgage specialists.
UAE Mortgages
Understanding UAE Mortgage LTV Limits
How loan-to-value limits vary by residency, property type and property value — and what that means for your deposit.
Read moreBuying Property in Dubai
Buying Property in Dubai: A Step-by-Step Overview
The Dubai purchase process from MOU to transfer — and where mortgage finance fits in.
Read moreNon-Resident Mortgages
Non-Resident Mortgage Criteria in the UAE
What lenders look for when financing buyers who live outside the UAE — documentation, LTVs and income evidence.
Read moreMortgage Rates
How UAE Mortgage Rates Are Structured
Fixed versus variable, reducing versus flat — how UAE mortgage rates actually work.
Read moreRefinancing
When Does Refinancing Your UAE Mortgage Make Sense?
A practical framework for deciding whether switching your UAE mortgage is worth the costs.
Read moreOff-Plan & Handover
Financing an Off-Plan Handover in the UAE
Handover finance for off-plan property — timing, lender eligibility and how the deposit you've paid counts.
Read moreBusiness Capital
How to Raise Business Capital Against Your Property in the UAE
Why property-backed finance is often the most affordable capital for UAE business owners — and how lenders assess it.
Read moreBusiness Capital
Equity Release vs a Business Loan: Which Is Right for You?
Comparing property-backed equity release with unsecured business lending on cost, size, speed and risk.
Read morePrivate Client
Financing High-Value Property in Dubai: What Changes Above AED 5 Million
Lower LTV caps, complex income and company ownership — what private clients should know before financing prime property.
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