Property Finance
Finance your off-plan handover.
When an off-plan property reaches handover, the balance payment often requires finance. We structure handover finance against lenders who support the relevant developer and project, and manage the timeline to align with the handover schedule.
Who it's suitable for
Is this right for you?
- Off-plan buyers approaching handover
- Investors needing finance for the balance payment
- Buyers whose circumstances changed during the build
Typical considerations
What to know
- 01Lenders only finance handover on approved developers and projects.
- 02Valuation may differ from the original purchase price.
- 03Timing is critical — finance must align with the developer's handover window.
- 04LTV limits apply to the lower of purchase price or valuation.
Documentation
Indicative document checklist.
- Original SPA / Oqood
- Developer handover notice
- Payment history
- Income documentation
- Property documents
Exact requirements vary by lender. We confirm the specific documentation for your chosen lender before submission.
How TheFundsOfficer helps
Your financing representative.
We don't just submit to one bank. We compare your profile across the UAE lender market, identify those whose criteria fit, structure your application, and manage the process through to completion — with one dedicated Funds Officer as your point of contact throughout.
FAQ
Questions
Can I finance the full handover balance?+
Up to the lender's LTV limit. The deposit you've already paid counts toward your equity position. We confirm the maximum finance available for your project.
Ready to move forward?
Check your eligibility or speak to a Funds Officer.